Fast track to your first home!
Talk to us today. Our expert team at Pierre Finance are on hand to assist you. It is crucial that you have a loan in place before you start looking plus this will give you an idea of price. We will need to know about any deposit and your income. Our team can guide you through the whole process for start to finish. With so many lenders on our panel you can be assured we will get you the best deal.
Great news and your loan has been approved, so you can now be confident you have the $$ to start making serious offers.
So, you should already have a wealth of knowledge at what’s going on in the real estate market, especially where you want to buy. Use this week to research the listings and areas within your price range. Get on to agents and get out to open house sales.
If your perfect home is still out there then continue to scour the market. Check for new listings, as in the real estate sector there’s always 10 more for every one that you missed out on.
You should now have found a property that suits what you need and inside your pre-assured budget. Make a legal offer in writing on a sale contract document so the seller can take you serious. Bare in mind it’s not a done deal at this stage as your offer needs to be accepted and there may well be some negotiations.
When the agent calls with your accepted offer check that any extra conditions have been included. Having your finance in place will enable your bank to do it’s valuation. If all is agreed this is where you will pay the initial deposit to the agent who will place it in trust until completion.
This will be a busy week as there will be lots of signatures needed, lots of phone conversations and emails of confirmation. Also a good idea is to get your buildings insurance in place, a removal service and maybe a handy man. All these things in place will speed up your move.
Contact the electricity, gas and internet people, so the day you move in all these things will make it less stressful.
This week is down to your legal eagles getting things in place. The title deeds will be searched for and funds will be getting placed ready. The valuation hopefully will come back as expected and the loan is secure.
You should finally have the go ahead and the funds will have the green light.
Start this week by letting those important people know your new address, and organise your post to be re-directed.
Start packing and place moving day essentials in a special box, things you will need for the first 2 days. You don’t want to start looking for things on the day, like the corkscrew.
Your day has finally arrived and your legal guide will let you know everything is in place, and you get your keys.